The Season of Giving [03]

I love this video.  It’s been around, but powerful.”Remember this—a farmer who plants only a few seeds will get a small crop. But the one who plants generously will get a generous crop.” – II Corinthians 9:6She sowed generously and reaped generously!  And don’t you love it when someone appreciates a gift so deeply?  You can see she was truly touched and had such a sweet spirit. How can you take your generosity to the next level this season?

By |December 17th, 2014|Faith, Life, Money|2 Comments|

Tuesday Tips for Your Money [010]

- Let’s talk about language!  “Investments” are things that make you money.  Cars are not investments, unless you’re a real vintage car collector.    Furniture is not an investment, unless you’re starting some sort of furniture rental business thingy.  Insurance is not an investment – it costs you money.  Clothing is not an investment, unless you’re in the tuxedo rental business.  Things that you are going to use (aside from your home) are not investments; they’re expenses.

– I don’t really believe in “good debt.”  Implicit in the word “debt” is the connotation of bondage, because your money is already owned and is working for someone else.  Debt = bondage, so I stay away with it, whether a financial nerd terms it as “good debt” or “bad debt.”

– “Net […]

By |December 16th, 2014|Money|0 Comments|

2015 Is Your Year! [Plus a Giveaway!]

It’s game time.  2015 is going to be a big year.  Now is the time to be thinking about the kind of year YOU want to have!

New Years are so wonderful.  Seasons are so great.  Every 365 days, you get a built-in “Reset” button, a chance to have a clean slate, a fresh start.

Where do you want to be at this time this year?  What do you want to have accomplished?  YOU have the power to completely change your life this year.  What steps do you need to take to make that happen?

If you are serious about getting your business or personal finances primed to take you places, I would love to work with you.  If you’re sick and tired of spinning your wheels, let’s make […]

By |December 15th, 2014|Life, Money|13 Comments|

Get Your Business off to a Strong Start in 2015

You’ve been worried all year about your business finances.  You don’t want to look into the shoebox that you’ve stuffed full of receipts.  You don’t know how much you’ve made or spent, and you don’t even want to think about taxes in April.

Or maybe things aren’t that bad.  Maybe you just want to be more intentional about your business cash flow next year, and you want to take control of your expenses.
Our Business Budgeting Guide is for you. 
This Guide will help you plan your expenses, understand your business cash flow, and be more intentional about the finances in your business in an easy-to-use, step-by-step format.  To understand more about how the Business Budgeting Guide could help you, check out the launch post here.

Black Friday and Cyber Monday […]

By |December 12th, 2014|Money|0 Comments|

How we Keep the Surprise in Christmas

“Don’t you look at that bank account!” Nancy yelled from upstairs last Christmas season.  “And don’t touch my phone, either!”

It is Christmas time, and that means my in-depth account reviews are on hiatus.  I am not allowed to review the line items in our checking account register online (and neither is she).  During the Christmas season, we make a departure from our regular oversight of transactions so that we can preserve the secrecy of gift-giving as much as possible.

It’s vital that you be on the same page with your spouse.  What does that mean?  It means sharing your goals, desires, hopes, dreams, and fears.  It means both of you being engaged in the discussion and decision-making process surrounding your personal cash flow.  It means coming […]

By |December 11th, 2014|Money|3 Comments|

The Season of Giving [02]

This week’s video comes to you via WestJet, an airline that the more I learn about, the more I want to patronize.  These people are great.

This video came to popularity last year, when WestJet staged a giving extravaganza for a couple select flights, complete with an interactive virtual Santa, who relayed the wishes to a ground team who bought, wrapped, and delivered the gifts while the guests were in flight.  This is incredibly creative and extremely well executed.  If you’ve got five minutes to spare, you won’t be disappointed.

How inspiring?  What are some ways that you can surprise and bless the socks off of someone?  Finding out what someone is trying to get for Christmas and clandestinely purchasing and delivering it would be a […]

By |December 10th, 2014|Life, Money|1 Comment|

Tuesday Tips for Your Money [009]

- Proper insurance is not something you decide if you can “afford,” nor is it something that you focus on once you’re out of debt or have your savings built.  Your first line of defense in your finances is an emergency fund, the big, hairy defenders past that are properly-written, healthy, up-to-date insurance policies.

– Disability insurance is almost as important, if not more important, than life insurance for young people.  Imagine the [admittedly horrible] scenario:  You die, your family cries, you’re buried and they pay for your funeral, and they (eventually, sadly) move on, remembering you always.  An equally awful scenario: You’re critically injured somehow, become totally and permanently disabled but survive, and your family is faced with a lifetime of expensive medical care. […]

By |December 9th, 2014|Money|0 Comments|

Two Years of Complete Debt Freedom

Two years ago, Nancy and I drove to the bank, plopped down a check, and paid off our home.  Two years ago, we became completely debt free.  We laughed, we cried, and we took pictures as we celebrated.

We went out to see a movie (complete with a large popcorn and large soda), we went to dinner at the Angus Barn, and we celebrated.  A few weeks later, we went on the Dave Ramsey show and did our Debt Free Scream, the first debt free scream of 2013.

It’s been quite a ride since then.  In the two years since then…

– We traveled the British Virgin Islands in a private yacht
– We saved a bunch of money for retirement, including opening a SEP-IRA for Nancy to complement […]

By |December 8th, 2014|Money|1 Comment|

GIVING Like No One Else

When I ask someone why they want to get control of their money, I get a lot of different answers:

To travel.
To retire with dignity.
To be free from worry.
So our kids can have all the opportunities we had, and more.
So we can have more blow money.
So we can live comfortably.

With most of their answers, folks plan to live like no one else, so later they can live like no one else.  That is awesome.  I love when people catch the vision, believe they can make a change, and they have a strong goal they want to work towards.  It’s compelling, and it’s powerful.

Even more fun is when people talk about living like no one else so they can give like no one else.  Why do you want to […]

By |December 4th, 2014|Money|0 Comments|

The Season of Giving [001]

I’ve said it before, and I’ll say it again – giving is some of the most fun you’ll have with your money!

Generosity changes you.  Practicing the discipline of generosity transforms us from our natural state – selfish, inwardly-focused people – and helps us become more selfless, outwardly-focused individuals.  All of us are different on us, but we know we are naturally focused on our own needs first.

Giving helps us become different, better people.

It’s always a great time to think about generosity and giving.  But since the season tends to open our hearts and mind to charitable giving,  I’m going to share a different video or giving story to help inspire our generosity each Wednesday until Christmas.

This week, I wanted to draw your attention to, an awesome […]

By |December 3rd, 2014|Money|0 Comments|