Stewardship in the Scriptures [05]: Jesus

Today we’re going to wrap up this series about examples of good stewards in the Bible.  If you missed my initial post, this series came about as I pondered to myself the question, “What examples of good stewardship do we see in the Bible?”

So I sought out examples throughout Scripture and created a short list (certainly not exhaustive) and shared some of the stories here.  You can see some of the other posts below:

– The Good and Faithful Servant
– Jacob
– Joseph
– David

Today we’ll focus on the centerpiece of Scripture, Jesus.

Not  long ago I was reading John 17, a prayer of Jesus before the Crucifixion, and these words jumped out to me like they never had before:
I brought glory to you here on earth by completing […]

By |April 24th, 2015|Faith, Money|0 Comments

Tuesday Tips for Your Money [028]

– You can gain some quick momentum by selling things, and spring is a perfect time to de-clutter and get rid of that stuff you’re not going to use.  Doing a yard sale can net you a few hundred dollars to throw on your smallest debt, or get a jump on an emergency fund.

– See if your neighborhood or area has a “yard sale” Facebook group.  Our neighborhood has one, expressly for buying and selling used stuff within the neighborhood for safety and convenience, any time of year!  If your neighborhood doesn’t have one, start one yourself!  You can give yourself and your neighbors a chance to make some money selling stuff they don’t need or getting great deals on stuff they do!

– Some ideas for things […]

By |April 21st, 2015|Money|0 Comments

Living Like No One Else: Babymoon

A little over a month ago, Nancy and I had the privilege of traveling to California for a week ahead of Baby Ray’s arrival next month for a special “babymoon” trip for just the two of us.

We knew all along that we wanted to take a trip, but it took us a very long time to settle on a spot to visit.  Decisiveness is not one of our collective strengths.  We considered multiple locations in the Western US, and we also gave serious consideration to both Spain and Italy, before deciding with finality in late January to go to California at the beginning of March.

Our biggest mistake on most trips is to try to do too much, then we come home feeling exhausted; so we vowed […]

By |April 20th, 2015|Life, Money|2 Comments

Why We “Buy and Hold”

As soon as you are out of debt and have an emergency fund to cover life’s unexpected twists and turns, it’s vital to jump on it and start investing!

Most people get so caught up in worrying about the market, volatility, specific companies, and security versus risk, they don’t recognize the most important factor for successful equity (stock market) investing.  What’s most important, more than all of these?

Your behavior.

That’s right, investor behavior, more than market conditions or specific companies financial performance, is the most important factor for successful investing!  Your willingness to invest, and keep investing, is key to being able to gain a significant return.

I am a firm believer in the “buy and hold” investment strategy.  We need to “buy” – collect equity investments (ownership of companies) […]

By |April 16th, 2015|Money|0 Comments

Tuesday Tips for Your Money [027]

– I love utilizing cash for the variable, discretionary categories of your monthly budget.  Using cash helps you spend less and helps you keep better track of where you are with your budget.  A cash envelope gives you immediate feedback about how much you’ve spent and what you have left to spend.

– When starting a cash envelope system for basic purchases, start with just a few budget items using cash: food, entertainment, and blow money or spending money.  If you start with a binder full of cash envelopes, you’re gonna lose your mind and hate it.  Start out small and grow from there.

– Set reasonable amounts that you can actually stick to, but that are going to help you move toward the financial goals you’ve set. […]

By |April 14th, 2015|Money|0 Comments

How to Start Selling Your Stuff in Less Than 15 Minutes

I talk with a lot of entrepreneurs and creatives that have really good ideas.  But sometimes, they don’t know how to get those products or services out to the people that could use them, or how to quickly and easily start selling those things online.

I’ll be the first to tell you: there’s a lot of options out there.  I know people who use Shopify, WooCommerce, Etsy, and several others.  I’ve become big fan of Square, the credit card processor famous for the tiny “Square reader” that you can use on your phone.  Any of these will work and they all have different strengths and weaknesses.

I like Square for two reasons: 1) It’s really easy to set up, and 2) It has a simple fee structure of 2.75%. […]

By |April 13th, 2015|Money|0 Comments

Stewardship in the Scriptures [04]: David

The Old Testament King David was responsible for amassing one of the greatest fortunes the earth has ever seen.  David had a passion for building God a temple where he could be worshiped; in fact, he wrote in Psalm 69 that “Passion for your house has consumed me…”

Because of this passion to build God’s house, throughout David’s life he set about gathering the necessary resources and stewarding them to build God a house.

You can read the full account of David collecting resources for the temple in 1 Chronicles 22.  David desired to build a temple for God, but he was a warrior and had killed many men, so God didn’t permit him to build it.  Instead, David’s son Solomon was to build the temple.  David […]

By |April 9th, 2015|Faith, Money|0 Comments

Tuesday Tips for Your Money [026]

– I love a good Roth IRA.  You put taxed dollars in, and you get TAX-FREE dollars out, after it’s grown exponentially!  If your married joint income is below $183,000, a Roth IRA is definitely the way to go.  You can only put $5500 per person per year into a Roth IRA though.

– On top of that, an employer-sponsored 401(k) or 403(b) can allow you to save in a tax-favored investment that defers tax payments until you actually pull out the money.  In addition, many employers match your contribution up to a certain percentage, most 5% or less of your annual income.

– If you leave an employer, don’t leave your 401(k) there, and don’t cash it out!  Roll it over directly into a traditional IRA. […]

By |April 7th, 2015|Money|0 Comments

Announcing: The Engaged Entrepreneur!

Nancy and I are thrilled to announce The Engaged Entrepreneur: a financial workshop for creative entrepreneurs!

In January of 2008, Nancy Miller shot her first wedding on her own for a good friend of mine while I was a groomsman.  Since then, we’ve grown into a wedding and family photography studio that serves dozens of  clients each year.  We’ve learned a lot in that time about how to effectively manage our business finances, and quite a few things not to do, too!  It took us a little while, but we have been profitable for years now and debt-free the whole way through!

I have the privilege of regularly working with creative entrepreneurs to help them take their understanding and money management to the next level.  Now we want to bring that […]

By |April 2nd, 2015|Money|0 Comments

Tuesday Tips for Your Money

With the advent of Dave Ramsey’s new budgeting tool EveryDollar (full review pending), let’s talk about your monthly budget!  It’s the last day of the month, so if you haven’t you need to hammer that baby out today for April!

– Your budget should be done before the month begins.  Start with your monthly income, put that at the top and then give “every dollar” a purpose.  That purpose can be spending, saving, or giving, but everything needs something to do.

– Make sure you don’t have any “extra” left over.  If you’re going to save money, make sure you designate it for savings.  “Extra” will get up, walk away, and disappear, never to be seen again.  We’ve all experienced peering down into our wallet or pulling up […]

By |March 31st, 2015|Money|0 Comments