It’s game time folks!  Get those August budgets done! 

– A great way to squeeze some more money out of the budget is to review your insurance policies periodically and have them shopped by an independent insurance broker.  These folks work with a wide range of companies, not just one.  If you saved $20/month on each of your policies, you’re moving the right direction!  In the Triangle, I recommend Clark Insurance.

– If you’re deeply in debt or in a financial crisis, nothing is off the table when trying to figure out how to make a budget work.  Every part of your life should be up for discussion.

– Did you get a big tax refund this year?  Adjust your withholdings, and use that extra money each month in your budget!  At least save it in your own account, instead of loaning it to the government interest-free.