– Now is the time to execute on the priorities you want to have.  The things that are most important to you need to happen with your money first, not last!

– What are your priorities?  Giving, saving, investing, debt payments?  Those things need to happen at the top of your budget, before you make all your lifestyle decisions.  You should make your lifestyle decisions in the context of what you want to do with your money.  Most of us make our giving, saving, and debt repayment decisions in the context of the lifestyle we want to live, which is backwards!

– I first learned about this from the book Rich Dad, Poor Dad, where Robert Kiyosaki describes this concept as “paying yourself first.”  Paying yourself first (thinking in terms of saving/investing) forces you to put your lifestyle choices in a secondary position to what you want to be your real priorities.