– If we say that giving/saving/investing are priorities for us, let’s start acting like it!  In your budget, set your giving/saving/investing goals first, then build your lifestyle around that, instead of the other way around.  Pay yourself first!

– That may mean you have to start amputating some stuff.  Car payments, cable, gym memberships, online subscriptions, restaurants, entertainment and so forth.  You may have to cut back some of those things to do the things that are really important to you.

– Your checkbook will reflect your true priorities.  What does yours say about you?  If you’re unwilling or unable to cut back your lifestyle to give, save, and invest, the only conclusion one can make about your priorities is that your lifestyle choices come first for you.  Let’s put our money into what we say are our priorities.