– There are tons of software options out there to help you manage your budget.  If free is the biggest factor for you, and you don’t mind ad placement, Mint.com is probably the most robust and full-featured.  As all of the software mentioned today, they have a great mobile app.

– Dave Ramsey’s team recently released EveryDollar, a strong web-app based on their principle of giving “every dollar” a name and a purpose.  It has a great free option, while EveryDollar “Plus” costs $99/year for premium support and really smooth bank account integration.

– Another big player in this game is You Need A Budget (YNAB).  I’m a big fan of this one.  It’s a robust personal finance tool with a solid backing philosophy and method for a reasonable price.  It has a free companion mobile app that can integrate with the paid desktop app.  If you use the link above, you get $6 off the retail price!