– In order to give, save, and invest effectively in your monthly budget, you can’t wait until all your other expenses are paid.  You have to do those first, or they won’t happen!  Other living expenses will crowd out those priorities and you won’t have any money left!

– Your priorities are the things that you take care to do first.  You can say that saving, giving, and investing is important to you, but your checkbook betrays you if you allow other living expenses to crowd out those things.

– Next time you do your budget (hopefully this week!!), start with saving, investing, and giving first, even if they’re modest amounts to start.  You have to start somewhere!  Then plan all of your other expenses around those existing expenses, instead of the other way around!  Start really saving, investing, and giving this month!